Last Updated: March 25, 2026
These Terms of Service ("Terms") govern your use of the website, services, and communications provided by Black Z Financial ("we," "us," or "our"), accessible at blackzfinancial.com.
By accessing our website, submitting any forms, or using our services, you agree to be bound by these Terms.
Legal Entity: Black Z Financial
EIN: 41-5114208
Location: 66 Flagler Street, Miami, FL 33130
Contact Email: [email protected]
Black Z Financial provides the following services:
Black Z Financial provides consulting services and is not a certified financial advisor. We do not guarantee specific credit outcomes, funding approvals, or loan amounts.
You must be at least 18 years of age and a legal resident of the United States to use our services.
By opting in to receive text messages from Black Z Financial, you agree to the following:
By checking the SMS consent checkbox on our forms, you provide your express written consent to receive text messages. This consent is not required as a condition of purchasing any goods or services.
Message frequency varies. You may receive multiple messages per week during active service engagement.
Message and data rates may apply. Check with your carrier for details.
Reply STOP to any message to opt out. You will receive a confirmation. No further messages will be sent unless you re-subscribe.
Reply HELP to any message or email [email protected].
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service, is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties. See our Privacy Policy.
Supported by major US carriers including AT&T, Verizon, T-Mobile, Sprint, and others. Carriers are not liable for delayed or undelivered messages.
The initial pre-qualification assessment is complimentary. All applicable fees will be disclosed in a separate service agreement (DocuSign) before you commit to any paid services.
Black Z Financial does not guarantee:
Results vary based on individual credit profiles and lender requirements.
All content on this website is the property of Black Z Financial and is protected by applicable intellectual property laws.
To the maximum extent permitted by law, Black Z Financial shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services.
You agree to indemnify and hold harmless Black Z Financial and its officers, directors, employees, and agents from any claims arising from your use of our services or violation of these Terms.
Any disputes shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association in the State of Florida.
These Terms shall be governed by and construed in accordance with the laws of the State of Florida.
We reserve the right to terminate or suspend your access to our services at any time, with or without cause.
We reserve the right to update these Terms at any time. Changes will be posted on this page with an updated "Last Updated" date.
If you have questions about these Terms, please contact us:
Black Z Financial
66 Flagler Street, Miami, FL 33130